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Sometimes, saving money may seem impossible. You buy groceries on Monday, pay bills on Tuesday, and by Wednesday your paycheck has disappeared. However, if you establish a savings plan, you’ll “find” money in places you’ve never thought to look!
If you’re like most American families, you wait for “extra” cash to save. However, by creating a plan, most people find they can save regularly-and reach their long-term financial goals.
In the beginning, the amount you save is less important than the fact that you’re starting to save regularly. It’s O.K. to start out small, but make the amount you decide to save each week or month a commitment-it’s very important to “pay yourself first.” Begin with an amount that you are sure you can set aside so that you build a sense of accomplishment rather than frustration. Giovanna Masci, money management expert at ACCION suggests the following to establish a savings plan.
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Article written by: Josh Pike. For more helpful tips about managing your money and to improve your financial literacy, visit Your Money and You (http://yourmoney.accion.org).
This article was provided by ACCION USA. ACCION USA provides business loans up to $25,000 to small business owners who need financing to expand their businesses. (http://www.accionusa.org)
Read more articles written by Josh Pike
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